ACH Operations Analyst Job Description Sample Template

JOB TITLE:

  • ACH Operations Analyst

DUTIES and RESPONSIBILITIES:

  • Act as a subject matter expert on consumer and merchant ACH and reconciliation questions, including escalation and triage of issues.
  • Serve as backup support for the company’s ACH operations department, which may include some reconciliation, and work closely with our bank partner(s).
  • Assist as needed with daily and monthly reconciliation.
  • Track losses and ensure payment is received in full.
  • Monitor transactions for unusual or suspicious activity and provide input on business rules.
  • Assist with resolving ACH returns and NOCs as needed.
  • Additional Payments team assistance as needed with cross-functional teams such as Fraud, Risk, and Support.

EXPERIENCE and QUALIFICATIONS:

  • 2+ years of back office recon and/or customer-facing support for payments (ACH experience required; additional payments experience such as cards or wires a plus).
  • Ability to coordinate with both internal and external stakeholders.
  • Detail-oriented with excellent organizational skills.
  • Ability to communicate effectively verbally and in writing.
  • Strong sense of teamwork while working independently.
  • Intermediate computer skills (Zendesk, Salesforce, Google Suite).
  • Operate independently with little supervision on a day-to-day basis.

PHYSICAL DEMANDS:

  • While performing the duties of this position, the employee is regularly required to talk and hear via electronic devices (ie. computer, monitor, microphone, video, etc.) 
  • The employee frequently is required to use hands or fingers to operate a computer keyboard and mouse. 
  • Specific vision abilities required by this position include reading and viewing information on a computer monitor.