Associate Underwriter Job Description Sample Template
JOB TITLE:
- Associate Underwriter
DUTIES and RESPONSIBILITIES:
- Collect, review, and analyze an applicant’s relevant history and records.
- Review financial statements.
- Obtain additional information about an applicant to determine coverage needs.
- Determine the level of risk for lending.
- Offer recommendations on whether or not to approve an application.
EXPERIENCE and QUALIFICATIONS:
- 2-3 years of underwriting small-ticket commercial loans or commercial mortgages.
- Must have a bachelor’s degree in business administration, economics, finance, or other analytical fields.
- Qualitative and quantitative analysis skills.
- Communication skills, including speaking and writing.
- Customer service skills.
- In-depth understanding of loan products.
- Project management and organization skills.
- Time management and prioritization skills.
- Decision-making and critical thinking skills.
- Proficiency with MS Office; Ability to learn new technologies/apps quickly.
PHYSICAL DEMANDS:
- The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
- While performing the duties of this job, the employee is regularly required to talk and hear.
- This employee is frequently required to stand, walk, use hands or feet, and reach with hands and arms.
- May be required to lift a minimum of 50 pounds.