Associate Underwriter Job Description Sample Template

JOB TITLE:

  • Associate Underwriter

DUTIES and RESPONSIBILITIES:

  • Collect, review, and analyze an applicant’s relevant history and records.
  • Review financial statements.
  • Obtain additional information about an applicant to determine coverage needs.
  • Determine the level of risk for lending.
  • Offer recommendations on whether or not to approve an application.

EXPERIENCE and QUALIFICATIONS:

  • 2-3 years of underwriting small-ticket commercial loans or commercial mortgages.
  • Must have a bachelor’s degree in business administration, economics, finance, or other analytical fields.
  • Qualitative and quantitative analysis skills.
  • Communication skills, including speaking and writing.
  • Customer service skills.
  • In-depth understanding of loan products.
  • Project management and organization skills.
  • Time management and prioritization skills.
  • Decision-making and critical thinking skills.
  • Proficiency with MS Office; Ability to learn new technologies/apps quickly.

PHYSICAL DEMANDS:

  • The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
  • While performing the duties of this job, the employee is regularly required to talk and hear. 
  • This employee is frequently required to stand, walk, use hands or feet, and reach with hands and arms.
  • May be required to lift a minimum of 50 pounds.